You apply for your gateway from inside Agora and we pass it to the provider.
The merchant account is in your name, money settles from your provider straight to your bank, and we never touch it. Which is why there is nothing for us to take a percentage of.
The maths
What the platform adds on top.
| Platform | Extra fee per order | On $500,000 a year |
|---|---|---|
| Shopify Basic | 2.0% | $10,000 |
| Shopify Grow | 1.0% | $5,000 |
| Shopify Advanced | 0.6% | $3,000 |
| Shopify Plus | 0.2% | $1,000 |
| Agora | 0% | $0 |
Third-party payment provider fees as published on shopify.com/pricing, 2026. Your gateway's own processing fee applies in every row — this compares only what the platform adds on top of it.
Applying
Getting a gateway is part of the product.
-
01
You apply from inside Agora
One form, the documents the provider actually asks for, rather than a PDF you email into a void.
-
02
We pass it to the provider
And track the status, so you can see where it is without chasing.
-
03
Approval timing is theirs
In some markets it takes a few weeks. We will tell you that up front rather than after you have committed.
-
04
You build everything else meanwhile
The shop, the catalogue, the app and the till do not wait on a merchant account.
What you can take
Local methods, not just international cards.
Live now
- CMI
- PayTabs
- Tamara
- Stripe
- International cards
Coming
- KNET
- Mada
- MyFatoorah
- HyperPay
Buy now, pay later
- Tabby
- Tamara
- So bigger baskets convert instead of being abandoned at the last step
"Cash on delivery is not a checkout option here. It is a whole flow, with a WhatsApp conversation that settles the order before anything is packed." On the payment method most platforms ignore
COD is the dominant way people pay across Morocco, the Gulf and India, which makes it an operations problem rather than a checkbox.
Next step
See it with your own products in it.
We'll load a sample of your real catalogue so you're looking at your business rather than a demo shop — and tell you honestly what moving would involve.
- What we'll want
- A sample of your catalogue, and whatever you sell on today
- What you'll see
- Your own products, in your own language, on your own domain
- What we'll tell you
- Honestly, whether this is worth moving for — and if it isn't yet, why